Following a car accident, one of the most difficult aspects an injury victim can encounter is dealing with the insurance company of the negligent party. The main focus of the insurance company is to minimize the amount they’re paying out to you to protect their own profits.
In order to do this, the insurance company is often looking for key evidence that they can use to minimize your claim or put the liability on you. Recognizing what they’re looking for can help you understand what you can do to protect your own rights.
Why Would the Insurance Company Ask for a Recorded Statement?
One tactic that the insurance company may try to use is asking you for a recorded statement of what happened during the accident. The goal of the insurance company is to get you to say something that they could use against you, putting liability on you and minimizing your claim.
It’s important to know that you do not have to give this recorded statement. Instead, have the insurance company speak with your attorney who can avoid any harmful statements and protect you from the tactics these insurance companies often use.
Evidence Your Insurance Company Needs
Your insurance company plays a big role in this too as the more evidence you provide them of the other party’s negligent actions, the better your situation may be. With the right evidence, your insurance company can work to complete the claim.
The right evidence may include pictures of the scene of the accident, the damage to both vehicles, and the visible injuries, contact information for the negligent party, contact information for any potential witnesses, and medical and accident reports.
At Kolker Law Firm, our St. Louis car accident lawyers know how important evidence is to help your own insurance company. We also know how difficult it can be to deal with the liable party’s insurance company on your own.
When you sustain an injury as a result of someone else’s negligence, you have specific rights that need protecting. This is why our team is here and we’re dedicated to your best interests every step of the way.
Contact us at (314) 684-8285 today and discover your rights and options with our team.