We know that when a worker is injured as a result of negligence, there may be legal action available to them to seek compensation from the liable party. However, what happens when the injury is a result of an accident with nobody specifically at fault?
Unfortunately, this is often the case in many types of workplaces. However, for many situations, workers’ compensation coverage may be offered to employees to help them should they sustain an injury at work. Here are some of the things to know about workers’ compensation and what it means.
What Is Workers’ Comp?
This is an insurance coverage in place to help employees and employers should a person suffer an injury in the workplace. It helps cover some of the benefits the employee may miss while being unable to work, but it also stands in place of a lawsuit, protecting the employer from legal action.
In the state of Missouri, there are multiple benefits covered by workers’ compensation, including temporary disability benefits, permanent disability benefits, coverage for mileage to and from medical appointments, the cost of reasonable and necessary medical care, and death benefits.
The goal of workers’ compensation is to help cover a portion of the amount of income you would receive while unable to work. For permanent disability benefits, this amount is two-thirds of your average income. However, Missouri sets a standard minimum and maximum on benefits for permanent total disability.
Is Filing for Benefits Difficult?
While workers’ comp benefits are offered to you, it’s important to ensure you’re taking the proper steps to file correctly. Part of this means reporting the accident to your supervisor immediately and getting seen by the medical professional determined by the doctor.
At Kolker Law Firm, we help individuals understand their rights to workers’ compensation and guide them should they be wrongfully denied benefits. Our Missouri workers’ compensation attorneys put together the necessary information you need to effectively move forward.
When you need benefits, trust in a team that knows how to get results. We’re here for you every step of the way.
To speak with a lawyer after a workplace injury, call our firm at (314) 684-8285 today.